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ResearchingWatch for evidenceReward confirmedDirectory-listed opportunity: Open for activityChecked August 12, 2026

DeFi · Lending

3Jane Airdrop Rewards

Quick answer: 3Jane has a confirmed reward, but no claim window is confirmed as of August 12, 2026. Use only www.3jane.xyz for the next safe step. Do not treat points, old quests, or community posts as a guaranteed allocation at this time.

3Jane is a current Airdrops.com directory listing. Its listed status is Active, but the directory is not an official reward announcement. Use the official website to verify whether any live campaign, points pro…

Review evidence ↓

Official action domain: www.3jane.xyz

Review evidence receipt

low confidence · 45% coverage

The project identity, official website, and directory listing were captured. Reward mechanics and eligibility require project-published confirmation.

Last researched
August 12, 2026
Next deadline
Not announced
Primary sources
20
Research state
Researching

Quick facts

What this asks from you

Recommended action
Watch for evidence
Research candidate
Reward evidence
Confirmed reward
Not announced
Current campaign
Directory-listed opportunity
Open for activity.
Time
Unknown
Recheck official announcements before participating and again at the next review date.
Money
unknown
Fees: Not verified. Capital: Not verified.
Risk and evidence
High risk · low confidence
A directory listing is not a guaranteed reward, allocation, or claim window., Wallet connections and token approvals can create loss or phishing risk.
More constraints
Next deadline
Not announced
No timezone details announced.
Difficulty
Beginner
Wallet required. KYC: Unknown.
Wallet or account
Wallet required
KYC: Unknown.
Action type
Review official campaign details
Only use the verified domains listed on this page.
Reward form
Not announced
A reward type does not guarantee value.
Location
Check official terms
Availability depends on where you live.

Current decision

Watch for evidence

3Jane is a current Airdrops.com directory listing. Its listed status is Active, but the directory is not an official reward announcement. Use the official website to verify whether any live campaign, points program, checker, or claim actually applies to you before spending money or connecting a wallet.

Verified so far

What we know

  • 3Jane is a peer-to-pool credit-based money market on Ethereum, built as a modified Morpho Blue instance, that issues uncollateralized USDC credit lines to U.S.-resident cryptonative borrowers underwritten against onchain credit scores (Cred Protocol, Blockchain Bureau) and offchain VantageScore 3.0 / Plaid bank-account data attested through Reclaim-protocol zkTLS and EigenLayer-attested verifiers; supplier USDC is tranched into senior USD3 and junior sUSD3, with idle capital routed to Aave V3.
  • 3Jane official website was checked at www.3jane.xyz.
  • Airdrops.com directory listing was checked at airdrops.com.
  • 3Jane Introduction docs was checked at docs.3jane.xyz.
Research queue

What remains unanswered

  • Whether a project-authorized reward, allocation, or conversion rule exists.
  • Which activity still counts and which activity is excluded.
  • The deadline, geography, KYC, anti-sybil rules, fees, and capital exposure.
  • What evidence would graduate this record to a full dossier.
Project reality

About 3Jane

What it does
3Jane is a peer-to-pool credit-based money market on Ethereum, built as a modified Morpho Blue instance, that issues uncollateralized USDC credit lines to U.S.-resident cryptonative borrowers underwritten against onchain credit scores (Cred Protocol, Blockchain Bureau) and offchain VantageScore 3.0 / Plaid bank-account data attested through Reclaim-protocol zkTLS and EigenLayer-attested verifiers; supplier USDC is tranched into senior USD3 and junior sUSD3, with idle capital routed to Aave V3.
Who uses or pays
Who uses and pays for the product still needs verification.
What is live
The current live product state is not yet recorded separately from campaign research.
Where value flows
The company reported a $5.2M seed round on June 4, 2025, led by Paradigm with participation from Coinbase Ventures, Robot Ventures, Wintermute Ventures, Bodhi Ventures, Breed VC, and individual backers including Andre Cronje, Kain Warwick, Joshua Lim, DeFiDad, Julian Koh, Zaheer Ebtikar, and Laurence Day [3jane-funding-theblock, 3jane-funding-crunchbase, 3jane-funding-cypherhunter]. A public CertiK Skynet profile exists (score 66.09/100 at refresh time, project still listed as "Pre-Launch"), but no specific smart-contract audit firm or audit-date publication has been verified; 3Jane documentation references EigenLayer-attested verifiers and Reclaim-protocol zkTLS proofs as the offchain trust layer rather than a traditional audit [3jane-certik-skynet, 3jane-docs-introduction].
Who controls it
Upgrade, custody, and governance control still need verification.
Why users return
Demand without incentives still needs verification.
Reversible research

Claim ledger

  1. RewardUnavailable

    Confirmed reward. Not announced

    Sources: airdrops-com-directory, official-website Recheck when: An official reward, allocation, conversion rule, checker, or closure changes.
  2. DeadlineUnavailable

    No campaign deadline has been verified.

    Sources: airdrops-com-directory, official-website Recheck when: An official campaign source publishes or changes a deadline.
  3. VerdictUnavailable

    Research candidate

    Sources: official-website, airdrops-com-directory, 3jane-docs-introduction Recheck when: New evidence changes the reward state, cost, eligibility, or risk.
  4. ProjectUnavailable

    3Jane is a peer-to-pool credit-based money market on Ethereum, built as a modified Morpho Blue instance, that issues uncollateralized USDC credit lines to U.S.-resident cryptonative borrowers underwritten against onchain credit scores (Cred Protocol, Blockchain Bureau) and offchain VantageScore 3.0 / Plaid bank-account data attested through Reclaim-protocol zkTLS and EigenLayer-attested verifiers; supplier USDC is tranched into senior USD3 and junior sUSD3, with idle capital routed to Aave V3.

    Sources: official-website, airdrops-com-directory, 3jane-docs-introduction Recheck when: The project changes its product, control model, or live status.
Verify before acting

Official links and sources

  1. 3Jane official website ↗Source · SourceChecked August 11, 2026
  2. Airdrops.com directory listing ↗Source · SourceChecked August 11, 2026
  3. 3Jane Introduction docs ↗3Jane Protocol · Official DocsChecked August 11, 2026
  4. Paradigm leads $5 million seed round in crypto credit startup 3Jane ↗The Block · PressChecked August 11, 2026
  5. Coinbase Ventures Recent News & Activity (3Jane Jun 4 2025) ↗Crunchbase · Funding DatabaseChecked August 11, 2026
  6. 3Jane raised $5.2M Seed Funding on Jun 4, 2025 ↗CypherHunter · Funding DatabaseChecked August 11, 2026
  7. 3Jane — CertiK Skynet Project Insight ↗CertiK · Audit ReportChecked August 12, 2026
  8. 3Jane seed round announcement thread (@3janexyz) ↗3Jane (X / Twitter) · Official DocsChecked August 11, 2026
  9. 3Jane TVL announcement thread (@3janexyz) ↗3Jane (X / Twitter) · Official DocsChecked August 11, 2026
  10. Aave retweets 3Jane x Aave V3 integration ↗Aave / 3Jane (X / Twitter) · PressChecked August 11, 2026
  11. 3Jane Core Money Market docs ↗3Jane Protocol · Official DocsChecked August 12, 2026
  12. 3Jane Protocol whitepaper PDF ↗3Jane Protocol · Official DocsChecked August 12, 2026
  13. Unsecured Lending Agreement 3Jane - ChainCatcher ↗ChainCatcher · PressChecked August 12, 2026
  14. 3Jane protocol overview - Web3Research Global ↗Web3Research Global · PressChecked August 12, 2026
  15. Paradigm-Backed 3Jane Protocol - DeepNewz VC ↗DeepNewz VC · PressChecked August 12, 2026
  16. Ethereum Lender 3Jane Emerges From Stealth - AiCoin ↗AiCoin · PressChecked August 12, 2026
  17. 3Jane forward-flow loan sale ($8.5M) - @3janexyz ↗3Jane (X / Twitter) · Official DocsChecked August 12, 2026
  18. 3Jane JANE token supply range disclosure - @3janexyz ↗3Jane (X / Twitter) · Official DocsChecked August 12, 2026
  19. Paradigm-Backed 3Jane Protocol Launches With USD3 Stablecoin - CryptoNews ↗CryptoNews · PressChecked August 12, 2026
  20. 3Jane to Launch Mainnet Unsecured Lending Protocol - Phemex News ↗Phemex News · PressChecked August 12, 2026

Next scheduled review: August 26, 2026. A failed or conflicting verification should move this page to “verification needed,” not refresh it as current.